RWA dApp Platform

Platform Overview

The TrustLedgerLabs RWA (Real World Asset) decentralised application is the company's flagship proprietary product — a full-stack blockchain platform engineered to tokenise, manage, trade, and finance real-world assets at institutional scale. The platform operates at the intersection of traditional finance (TradFi) infrastructure and decentralised finance (DeFi) primitives, creating a compliant, transparent, and liquidity-efficient bridge between physical asset markets and on-chain capital.

The platform addresses a market inefficiency of historic scale: trillions of dollars in real-world assets — real estate, private credit, commodities, trade finance receivables, infrastructure — remain illiquid, opaque, and inaccessible to the vast majority of capital market participants. Tokenisation fundamentally re-engineers this dynamic: assets become programmable, fractionalised, tradeable 24/7, and subject to cryptographically verifiable ownership and provenance records.

System Architecture

The platform is built on a three-layer architecture designed for modularity, regulatory adaptability, and institutional-grade security:

Layer 1 — Protocol Infrastructure

The foundational layer consists of audited Solidity smart contracts deployed on an Ethereum-compatible chain, with cross-chain bridge infrastructure enabling asset representation across multiple networks. Core protocol components include:

• Asset Registry Contract: Immutable on-chain record of tokenised asset metadata, ownership history, and valuation attestations
• Tokenisation Engine: ERC-1400 compliant security token issuance with programmable transfer restrictions, investor eligibility enforcement, and compliance hooks
• Governance Module: On-chain governance for protocol parameter updates, managed via TLL token voting with timelocked execution
• Escrow & Settlement: Atomic settlement contracts eliminating counterparty risk in secondary market transactions

Layer 2 — Compliance & Intelligence

The middle layer integrates regulatory compliance tooling and AI-powered intelligence systems:

• KYC/AML Verification: On-chain identity attestations linked to off-chain KYC providers, enabling permissioned access without exposing personal data on-chain
• AI Valuation Engine: Machine learning models providing continuous fair value estimates for tokenised assets using on-chain data, oracle feeds, and proprietary datasets
• Risk Scoring System: Real-time risk scores assigned to assets and counterparties, feeding into smart contract liquidity parameters and margin requirements
• Regulatory Reporting API: Automated generation of MAS-compliant regulatory reports, audit trails, and transaction records

Layer 3 — Application Interface

The user-facing dApp layer, built in React with Web3 wallet integration:

• Issuer Dashboard: Asset onboarding, tokenisation workflow management, investor relations, and compliance monitoring
• Investor Portal: Asset discovery, due diligence materials, portfolio management, yield tracking, and governance participation
• Secondary Market: Peer-to-peer and order-book based trading of tokenised assets with atomic settlement
• Analytics Platform: Real-time on-chain analytics, yield benchmarking, and portfolio risk assessment

Supported Asset Classes

Asset Tokenisation Lifecycle

Every asset on the TrustLedgerLabs platform moves through a structured, compliance-verified lifecycle:

1. Asset Origination & Onboarding — Issuer submits asset for review; legal title verification, valuation, and due diligence conducted off-chain by authorised service providers
2. Smart Contract Deployment — Dedicated asset token contract deployed with programmed parameters: total supply, transfer restrictions, yield schedule, redemption terms
3. Regulatory Attestation — KYC/AML-verified investor whitelist registered on-chain; regulatory disclosure documentation stored on IPFS with hash anchored to contract
4. Primary Issuance — Token sale conducted through the platform's primary market interface, with proceeds held in escrow pending settlement confirmation
5. Secondary Market Activation — Tokens become tradeable on the platform's secondary market, subject to investor eligibility checks enforced at contract level
6. Lifecycle Management — AI-powered continuous monitoring of asset performance; automated yield distributions; valuation updates; investor reporting
7. Redemption / Maturity — Programmatic redemption at maturity or triggering event; asset proceeds distributed to token holders via smart contract

Compliance Framework

MAS Alignment (Singapore)

The platform's initial regulatory architecture is designed for alignment with the Monetary Authority of Singapore's frameworks governing digital token offerings, capital markets services, and digital asset infrastructure. This includes adherence to the Securities and Futures Act (SFA) requirements for tokenised securities, Payment Services Act compliance for any payment token activities, and AML/CFT obligations under the Financial Action Task Force (FATF) standards as implemented in Singapore.

KYC/AML Architecture

The platform implements a privacy-preserving KYC/AML model in which identity verification occurs off-chain with authorised verifiers, and on-chain representation takes the form of cryptographically signed attestations attached to investor wallet addresses. This design achieves regulatory compliance without storing personal data on a public blockchain.

Revenue Model

MVP Roadmap